Submission - Joint submission to the 2007 Review of the Electronic Funds Transfer (EFT) Code of Conduct to ASIC (May 2007)

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Internet Banking Terms and Conditions

Arab Bank, Product Disclosure Statement, 2003, <http://arabbank.com.au/docs/pds20060703.pdf>.

Bendigo Bank, Bendigo Personal Accounts and Facilities: Terms and Conditions, 1 November 2006, <http://www.bendigobank.com.au/public/fsra/pds/pdf/BBL_personal_PDS.pdf>.

Citibank, Non-Cash Payment Facilities: Terms and Conditions, 1 August 2006, <https://www.citibank.com.au/global_docs/pdf/cbol_termsandconditions.pdf>.

Commonwealth Bank of Australia, Netbank: Electronic Banking General Information and Terms and Conditions, 29 January 2007, <http://www.commbank.com.au/NetBank/disclosurestatement.asp>.

Westpac Banking Corporation, Internet Banking and BPAY Product Disclosure Statement: Terms and Conditions for using the services, 4 August 2006, <http://www.westpac.com.au/manage/pdf.nsf/BE09F15A5772D338CA2570D7007BF074/$File/IB_PDS_new.pdf>.

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